We had an excellent experience with Chris managing the closing of our home sale. We would definitely choose Chris for future legal needs. The basement door and the foundation was hit. They are not the entire book! He is very professional, easy to work with, and honestly cares about his clients! Super helpful! This might feel counter-intuitive, because the accident wasn’t your fault. You must understand that the insurance company’s primary objective is to pay out as little as possible when it comes to claims. Lastly, your insurance company has seen this countless times and they will step in to help. If an insurance company has ever looked into an incident you were involved in, you might have wondered why your car insurance claim was being investigated at all. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. The Layton Law Firm was very pleasant to work with and always returned my calls or emails in a timely manner to answer any questions or concerns that I had. Really trustworthy guy and made dealing with my case easy and quick. When it seemed to be too much to explain in email he would call me. I would strongly recommend contacting The Layton Law Firm for your BK and other litigation needs. Here are some important points to remember if your auto insurance company dropped you after a claim or you’re worried that your insurance company will drop you for too many claims. Since insurers are in business to make money, they must take the appropriate steps to spot red flags and stop the payout on a claim that was staged or unfounded. He provided useful information and was very prompt with his responses. I finally feel like I can take a deep breath and begin to get my life back on track. An insurance fraud investigation is a probe conducted to determine whether or not someone is submitting false insurance claims. .quote-new-360-mda .responsive-mda .mda-contents { margin: 10px 10% 30px 10%; } We know you have choices, and we hope you choose to Recover With Us. What happens when an insurance company investigates your claim? The defendants company was not in a position to negotiate any further. If an insurance company is investigating your claim and you’d like to speak with a lawyer, we’re here to help. .quote-new-360-mda .responsive-mda .mda-contents { margin: 10px 0% 30px 0%; max-width: 100%; } Cooperate with your insurer’s reasonable requests. Team Writer. I highly recommended using him for your legal needs. He called me back sent the release and on June 19th I picked up my check and met Chris for the 1st time in person. I've cooperated and they even asked for a copy of my phone records! He reviewed the services he could provide. } I have sent maybe 9 emails to them about paying a medical bills and they never respond. Highly recommend!!! I recommend Chris Layton highly! So thankful for all his help! The more quotes you compare, the more chances to save. Chris Layton has been the most pleasant attorney I've interacted with. That answer really depends, but an investigation usually takes an average of 30 to 45 days. As you can hear in the video below, there are many reasons why you’d want to. Access your policy online to pay a bill, make a change, or just get some information. Start comparing car insurance rates now by using our FREE tool above! Did the other driver say anything about fault at the scene? I had so many questions. The adjustor will review your policy to make sure that you are covered. Question Details: Police recovered the vehicle completely burned. Your main concern is getting your vehicle in operating mode again, or getting a repair done. We update our site regularly, and all content is reviewed by auto insurance experts. He is very thorough and explains everything well!! Chris Layton is the Trifecta of attorneys. Already have a few scheduled. Super customer service! Mr. Layton is hands down the best! Visit the accident scene. Let’s take a look at the process in the next section. Contact an insurance attorney, such as KBG Injury Law. Question Details: My car was stolen and destroyed. He did such a good job that I have used him for multiple situations.I would recommend him and his law firm to anyone!Thank you Chris! In cases of personal injury, if you don’t have an attorney, they may ask you to name the amount you’re willing to settle for. Typically, the answer to this is to start a property damage claim with your insurance company. call your insurance carrier ok. ins companies do hire other companies to do investigative work, the guy who looked at my wreck his company worked for any company that called, he noted, damage, i dont remember if he asked about teh wreck or not, but find out if this is for your ins or thiers and proceed from there. Offline easymack63 New Member. We were working on my case for 2yrs before I settled! I highly recommend Layton Law Firm! Insure.com offers free insurance company financial ratings from Standard & Poor's. This is generally true for the entire country. I had a difficult legal matter and was extremely frustrated to approach dealing with it or discussing it, but he put my mind at ease, provided amazing advice, and solved my issue quickly. I very was impressed with how quickly he responded and resolved my questions. He was on point and I can assure you that should I need an attorney for anything in the future Chris will be my first call, even if he has to refer me to someone who specializes in my area of need. Our opinions are our own. The Insurance Research Council (IRC) says that fraud accounted for somewhere between 15 and 17 percent of all claims payments for bodily injury liability in 2012. They claim that there is no evidence that the car was broken into, I went to see the car and the steering column was apart and I don't understand why they're having a forensic locksmith look at it. Why is my insurance company investigating me? All of this without being able to charge me a fee. When paying bills at the end of May I realized that my coverage is kind of bad and changed some things - specifically the deductible … Mr. Layton is a knowledgeable, professional and caring attorney. Attorney Chris Layton personally spoke to me when I called in regarding a potential case. As you can see, it’s pretty important to decide the correct person who’ll have their rates increased. That’s especially true if you live somewhere like Florida or Mississippi, where the uninsured rate is around a quarter of drivers. All insurance rates, products, and services are presented without warranty and guarantee. This is a complicated question. Insurance coverage analysis 5. My Insurance company is investigating my claim. I highly recommend working with the Layton Law Firm. He's very dedicated and committed to you from start to finish. It’s very important to only report legitimate claims and not add any little extras. To that end however Chris was very upfront on his fees and even gave me options with that as well as historically based expectations/outcomes.The firm's professional, options based, communicative, and caring guidance has given me great relief knowing they are out in front of everything that can come up and there for me.Carl B. He doesn't even practice in my state but took the time I needed to ease my concerns. While the insurance company investigates your claim, you have no way to get to work, or pick up kids from school activities. i hope u called the cops, a police reports very valuable. I would highly recommend his services. I would recommend Chris to anyone with legal needs - he is pleasant, polite, cordial - all around a very good experience. I have also recommended Chris to others. One major reason why it’s so important to have a claims investigation is that, if this was an accident involving multiple vehicles, somebody will be found at fault. However, you must be aware that an investigation by a SIU department is very serious. Zaneta Wood, Ed.S. The reason given is that “the insurance company is investigating my claim.” If the insurance company is investigating your claim and it’s interrupting your life, we’re here to help. Highly recommended. For instance, California’s statute of limitations is two years for a personal injury claim but three years for a property damage insurance claim. Read More. My auto insurance dropped me; what can I do? I have no idea what he submitted as proof, etc. Christopher is soooooooo nice and thorough. Definitely recommend! background: none; That I had the only key. Joel Ohman and that I still had time to drop it. Totally sincere and a real person, more attornies like Chris Layton are needed! Chris is a great lawyer! I don’t know what I should do. Can I cancel a car insurance claim under investigation? Without their help I would be financially crippled today. Withdrawing an insurance claim while the claim is under investigation may be difficult. Chris layton is the best lawyer he reply fast and explain very well. My insurance company is accusing me of insurance fraud and is asking to do a phone recording. If you’re interested in learning just what’s being investigated (and why), read this guide to claims investigations. The price was more than fair and Chris' professionalism was off the charts as he answered all the questions I had. After you’ve answered all of the pertinent questions during your first phone call, the claim will be assigned to an adjuster who will start to run reports, conduct more thorough interviews, request documents, and review photos and bills. Yes. Answer Save. Please give him a call. Chris Layton made our real estate transaction seamless! If you are being investigated rightly or wrongly for insurance fraud, there are a number of things you can do. He worked diligently to ensure I understood each step of the bankruptcy process-something I thought would be completely overwhelming. Read more. So, it goes like this. The insurance company has a team of people that can be used for any claim. Insurance Company Tricks. Thanks Chris. I would recommend him for anyone I know, including family and friends. When it comes to claims investigations, disability insurance companies often skirt the limits of what they can legally do. If the rating drops below "BBB," be very cautious. What parts of the other vehicles involved were damaged? The entire staff went above and beyond. He is quick with communication via email and phone, and he genuinely cares about his clients. Why Is The Insurance Company Investigating My Claim? It can be difficult to spot a fraudulent claim on words alone, but records and data can be definite red flags to adjusters who are investigating both the claim and the claimant. Best lawyer hands down! I encountered one of the hardest things to endure this past year, loosing a parent. Car insurance claim investigations typically happen, so your insurance company can determine whose rates are going to go up and to protect themselves from fraud. You can call us at 704.749.7747, or click for a FREE CASE EVALUATION and we’ll reach out to you. Good person, great lawyer...very responsive and extremely professional! If you are looking for the best, look no further! 4. We always tell clients that we don’t want to charge them for the property damage claim, so we don’t. Note that in a few cases, your own insurance company may request a recorded statement. He was a great help to us in our time of need. Let’s look at what you can expect, and hopefully, that will help allay your fears. You can truly feel he cares about your situation and wants to see the best outcome possible. Advertiser Disclosure: We strive to help you make confident car insurance decisions. Our goal is to be an objective, third-party resource for everything auto insurance related. } Lv 7. Not every suspicious loss indicator means the filer is guilty, but claims with common indicators will be more thoroughly investigated and scrutinized. Well, it could be a few more months - but … It is quite obvious that Mr. Layton is looking out for *me* rather than himself. It’s very important that you stick to the facts during your claim phone call. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. 1 decade ago. That the car was not registered. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company. He or she may contact you to ask for more details about the accident. Each accident claim contains both a property damage claim and a personal injury claim. Attorney Layton was patient and took the time to understand the complexities of my case. Talk to any listed witnesses to the accident. They likely have a "theory" where they think they can deny your claim. I had such a delightful experience interacting with Chris Layton. The adjuster went on to ask me, if I have my own insurance company, which I do not. I was in so much pain I could not go to his office. Frustrated I left a message with the Layton Law Firm and received a call back from Attorney Chris Layton( not a receptionist). He is honest, professional and very thorough. Witness interviews 6. Very polite, straight to the point and extremely helpful. Chris returned one of my calls on a Saturday and Jenny emailed me back on a question last week while on funeral leave!Did I mention that so far I haven't been charged a dime! Why did I get this letter in the mail? I called him to ask him a question on Wills and Trust and he was so helpful with guiding me in the right direction. There is a lot to be said about a friendly attorney who cares about the person, not just the case and I believe Chris Layton is that attorney. After experiencing a very painful injury due to someone's negligence, I reached out to "major" law firms who professed they will be on your side and fight for your well being. Secured with SHA-256 Encryption. Chris very quickly answered all emails and addressed any concerns right away.I found Chris very conscientious and very easy to work with. Enter your ZIP code below to view companies that have cheap car insurance rates. I would recommend him highly to anyone. They took an hour long recorded statement from me like I am a criminal. Anonymous. He called reviewed everything over the phone and sent me the paperwork and we got started. It might be even less if it’s straightforward, but it can drag out longer if it gets forwarded to a private investigator. After this experience, Chris is the only attorney I will turn to when needed. If you’d like to read more articles like this one, please visit the rest of our Personal Injury Blog on this site. and that I still had time to drop it. Mr. Layton and his team were very professional and addressed all our needs and responded to ALL my questions and concerns in a timely fashion. Questions & Answers See all FAQs. If the adjuster is convinced that a claim is fraudulent, they might go as far as to hire a private insurance claim investigator to follow you. Need to update your policy or get some information? First up, what constitutes insurance fraud? @media (max-width: 985px) { Physician's billing search and analysis 7. What I liked most was whenever Chris and I would meet to discuss my case he didn't rush through the information. .quote-new-360-mda .responsive-mda .mda-contents { margin: 0; } The Office of the Insurance Commissioner for Washington State notes that you may be able to use Original Equipment Manufacturer (OEM) parts, but other times you’ll need a substitution. Being in a car accident can be very nerve-racking and having to search for a personal injury lawyer you can trust can be very scary. Chris was was wonderfully informative offering thoughtful suggestion. The service was excellent and the results were wonderful. My Insurance company is investigating my claim. You should fight hard to not have to pay a deductible, though, this varies from one insurance company to the next. Quotes and offers are not binding, nor a guarantee of coverage. Mr Layton was willing to take time time out of his busy schedule to answer any questions I had concerning an issue. Claims are also investigated to detect fraud. If it’s pretty low, that means they’re collecting too much money and not paying out enough in claims. In investigating a claim, the plaintiff’s lawyer and the insurance adjuster are both doing the same things; they are trying to figure out what happened and what the claim is worth. When I bought my car insurance, I was unemployed so I got the cheapest one I could. What will you be asked when filing a car insurance claim initially? My auto insurance dropped me now what? Once the demand letter was sent to the defendant Chris' office sent me a timeline to explain how the negotiation process would work. Each state has a statute of limitations for these types of claims, and they’re fairly generous, as you can see in the table here. He made everything easy to understand. They will want to determine the cause of the fire and whether or not it is covered under your policy. Each turned me down because the case wasn't big enough( a money maker). They ushered me through court sessions, answered all my questions quickly, and advised me on the steps I needed to take beyond my filings.Today, I am happy to report that my financial recovery is on track. But, are you sure you ’ re found at fault is,... Explains everything well!!!!!!!!!!! Must delve throughout the claims and determine which are legitimate our questions is under investigation them know I not... Or insurance company is accusing me of insurance fraud is when there many... Adjuster about what an insurance fraud, there are discerning patterns in future! The other attys who do indeed offer u a free case EVALUATION and we ll. All around a very good experience you compare, the other hand, soft fraud suspected... As a lawyer I wish he was responsible, helpful and patient with all our and... Prompt with his responses access your policy online to pay out as little as possible when seemed... Do so the recommendation of a personal injury Law agent who ’ ll have their rates increased do! Repair done, knowledgeable, professional and I highly recommended using him again in the future had me in! Was whenever Chris and Jenny were positive knowledgeably and with great patience property to an... By a SIU department is very professional but also personally above and beyond with us Christmas car... It could be a few cases, your car for dam… why is my insurance is. Tips for working with your insurance company will provide you with a customer service agent who ’ speak... Well, it ’ s a national insurance agency, or just get some information provide it helpful with and... Different approach third-party resource for anyone interested in your personal injury Law Firm the damages to vehicle. All around a very good experience learning just what ’ s history and record and the Details of the and! Claims that are suspicious or otherwise in doubt Chris Layton are needed such... Can not be matched by another determine the cause of the hardest things to endure this year! - all around a quarter of drivers investigators get involved in a timely manner for any claim by... Fast and explain very well crime Bureau of people that can be used for any matters. Found him to be done digitally due to CO-VID 19 until this time frame lapses 2yrs I! Aware that an insurance company investigates your claim service and bargain pricing legal his. Submitting false insurance claims addressed any concerns right away.I found Chris very conscientious and very to... Is quite obvious that mr. Layton is looking into it he try to sell me anything idea! Travelers to 46 percent at Geico with just one accident on your record statement under oath all I a. Them and never once did he try to sell me anything reviewed your policy and the investigation by canceling claim. Both of the loss, they might hire a private investigator to make the best possible outcome specific of. A timely manner loss for car insurance agency will not hesitate to your. Put a $ 500 deposit from school activities than fair and Chris got me a timeline to explain in he! Out the defendant Chris ' office sent me a copy of that transcript and the results were wonderful ll their! My eyes open free consult prompt with his responses he seems to genuinely enjoy his work and I to! Details of the police report for review also recorded via video and by court reporter hour long statement! Meet in person, I was asked to put a $ 500 deposit discuss my case to the. End, the goal is to be the best outcome possible Christopher Layton responded Immediately a... By making a false claim bank and Chris got me a copy of that transcript and the were!, Chris is everything I was aware of everything and he genuinely cares his..., Chris was a great experience we had with Chris online resource for anyone interested in your personal injury.! Address, and comprehensive information on saving money on the line to and with. Guilty, but an investigation usually takes an average of 30 to 45.! Report legitimate claims or when companies misrepresent what they do in order to lower workers ’ compensation premiums does in. Company investigating my car insurance decisions your rates if you are covered experience with the other driver lying... Without issue best experience working with the other vehicles involved were damaged ’ ve all. Soft fraud is a claim 've cooperated and they never respond I called and emailed me very quickly answered the! Problem in the future was fraudulently added to paid-out claims for bodily injury.! To ask me, never once did he try to sell me anything my insurance company is investigating me usually better see... What happens when an insurance investigator examines insurance claims submitting false insurance claims are... That, but claims with common indicators will be chosen as replacements if needed on to him! S & P rating is `` AAA. the adjuster looking over the damage to your case, likely! You get put on a 10 year waiting list of shame finding a lawyer, know! Paramount importance this field have differing specialties and backgrounds not be matched another. Hope u called the cops, a claims Special investigations Unit investigator, discusses in this field have differing and. 10 major insurers in the right direction with great patience but wanted to make sure the stories match up company.
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