chase recon myfico

NerdWallet strives to keep its information accurate and up to date. Although I didnt want to, It was worth it just for the Reserve card. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. During that time, she got to see Scotland, Ireland, London, and Amsterdam and knew she wanted to see more of the world. She did and was approved. Hello new here first post. It should ask you to enter your Social Security number to check your application status, and then will let you know whether your application has been processed. You can check your status online if you are a current Chase customer. (800) 951-6951 General Customer Service What questions should I ask the Reconsideration people? Should I call now or wait longer? Learn more. 2 weeks means they haven't finalized their decision but odds of approval are very good. Chase Reconsideration Request Tips: After starting her own blog, The Definitive Guide to Etihads Direct Routes From the U.S. [Plane Types & Seat Options], The Ultimate Guide to Chase Personal Checking Accounts [Types & Benefits], Reasons You Dont Get an Immediate Approval, Chase Small Business Credit Card Application Tips, In addition to being a contributor to Upgraded Points since 2018, she also writes for. The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. If you are already a Chase customer, you can check your application status online using your username and password to log in to your account. After waiting online for 40 minutes she said I would need to provide a social security card and a proof of address. He is a graduate of Kent State University, where he studied writing and electronic media. Plead your case, tell them you want the freedom as to you go to card, etc. Have you opened 5 CC's within the last 2 yrs? I've gotten this email when applying for a chase business card. I recently applied for the chase freedom and was denied due bk. Daniel Gillaspia is the Founder of UponArriving.com and creator of the credit card app, WalletFlo. (866) 458-8805 General Account and Reconsideration Line Sign In Find a Chase ATM or branch near you Search Massachusetts Belmont Belmont Search Belmont 7 Channing Rd Belmont, MA 02478 Phone: (857) 626-3296 Directions Freestanding Branch Hours Lobby Branch Services Chase Private Client Chase for Business ATM Information 1 ATM ATM Services Lobby Cash Dispenser Deposit ATM Deposit Friendly Perhaps it was the recon department but they just didn't tell me. what does that mean? Make it clear you would like to continue doing business with the company. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. December for the page amex this week of equifax balances have reported to two credit card to. In the distant past, many personal Chase cards were not affected by the 5/24 rule. (800) 288-4653 Business Application Status and Reconsideration Line You're entitled to one free report a year from each of the major credit bureaus. Got the initial "let cha know ASAP!" message, indicating a manual review before approval. Applied for the United Business Card [75K miles] , got the we are looking at your application response, called Chase business reconsideration line. It is entirely up to the issuer whether you are worthy of a new credit card. I cannot find a Chase website for credit applications that provide a telephone number to call. The Chase reconsideration line for business cards is 800-453-9719. If you've established a solid repayment history, let them know. If you dont know about those rules, read this article to get up to speed or simply check out the new app WalletFlo! They werent IIB, so thats a PLUS, and your scores are good. 3rd10% util isnt that bad Id wait till your 2% reports, and then call back in, and tell the person you spoke with what the other rep said about waitiing for your util to change, and try again. Great Info! call them back. in that case, call back again, and get a different rep in the back door #'s. Per a conversation with a Chase CS supervisor this past Friday, Chase does not do a PC before the 1 year mark. The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. I guess I could try a recon with a BD number, however I don't think I'll get very far. All rights reserved. This article deals with credit card applications and not immigration applications. I even emailed the EO and got a call back saying they wouldnt approve until the BK hit 7 years. I got that message in my browser after applying, along with an email telling me I'd get a decision within 30 days. Knowing that info, Id back in now, and try again! An algorithm not a human will decide whether you meet certain credit card application requirements. Honestly I would just leave it alone. Will you please let me know the number for confirmation. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. When I checked my status via phone on 6/20, it told me the standard its under review, you will get a decision within the next 30 days. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. This isn't always possible. Im receiving an application status message that asks me to enter my 16 digit card number, which I dont have because I have no chase cards. To be approved for certain Chase credit cards (including some of the most popular, like the Chase Sapphire Preferred Card), you cannot have opened 5 or more personal credit cards across ALL BANKS in the last 24 months (with a few exceptions). But opting out of some of these cookies may affect your browsing experience. Notify me of follow-up comments by email. How long can you wait to call reconsideration? If I had to guess I would say good news. Stephen is a former writer for NerdWallet. To get both, you'll do the "Modified Double Dip . I contacted Chase by secure message and they just said they were transferring my question to another department. Edit 4: After almost an hour on hold, I've been approved! put on hold, Rep came back, asked a couple more questions and then we shifted some credit and BOOM New Sapphire Preferred approved! Glad you hear your application was successful! Cardholders who are part of Bank of America's Preferred Rewards program can earn even greater rewards of 25% to 75% more. Yes, you can definitely call the Chase reconsideration line in order to get this fixed. The business hours are 8am to 5pm EST, M-F. EST. Check the status of my submitted application. Chase is no exception to these rules, and its known for having some of the strictest ones among card issuers. All FICO Score products made available on myFICO.com include a FICO . They "might" have more questions for me. Was feeling good about these, so applied on Saturday (10/24) for the CFF. So I uploaded the documents online and called back the next day. Quick Reference Guide, 04/07 Recon Solution, USA 2 Tabs: Located at the top of each page, the tabs are your navigation tools. I've done a lot of lurking here over the years tho. If I were you I'd age my chase card to 6 months minimum and look at Amex and / or Discover prequalify for my 3rd card age one of those to 6 months and go for the one I didn't apply for. If you've ever gone down a rabbit hole reading flyertalk threads from 2015 about the difference between "2 weeks" and "7-10 days" or been the guy/gal posting in the newbie/daily threads asking people if you should call recon for a business card this flow chart is for you. Told him to take 8k from existing business and slide it to the new card. Chase recon recently updated their number. Called Recon line and talked to a very pleasant fellow whom told me it was not approved for two reasons (ID security check and too much extended credit on current cards). I want to ask who this number leads to? Unless something just changed, that rep is not informed. - UponArriving. Wow, IT for Bank of America customer support service is really bad. I currently do all my banking at J.P Morgan private client not with chase so I am a little puzzled why this application is taking so long. I only applied online because I thought Chase also approved me for a credit card when I opened a Chase business checking account. Many factors affect your FICO Scores and the interest rates you may receive. Stockton. Address: Pertunpellontie 6B 27 00740, HELSINKI, Uusimaa Finland Website: www.arecon.fi In general they will ask you a few basic questions (e.g Why did you miss a credit card payment back in 2008?) and if you reply to their satisfaction youll be approved for the card over the phone. Creditaddict..EQ score is 673 (that is what Chase pulled)as Ihavereceived my denial letter. This is mainly due to the Chase 5/24 rule and the fact that most Chase cards require an excellent credit score for approval. bummer, but I will keep it in mind when I hit the year mark! There are a few different messages you might receive regarding your application status and they can signal that very different outcomes are on their way. Link to [Chase Approval Guide] (http://imgur.com/a/oXlPW). Thanks again for your guidance! If you discover that you were violating any of those rules like the 2/30 rule, its best to wait until youre no longer violating them to call back in to reconsideration if thats possible. That number is the line to check your application status for personal credit cards with Chase bank. (800) 695-5171 Personal Application Status and Reconsideration Line Sometimes Capital One will tell you that they wont review your application until youve received a response (email or mailer) from them which can be highly annoying. In my experience, they are pretty accommodating but can be inquiry sensitive and they like to see that youre actually using their credit cards. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Personal & Business for new accounts:877-399-3083, Personal & Business for existing account holders:866-314-0237, 800-481-8277, this number will check your application status. Of. Had my explanations ready getting ready to retire, want to keep some expenses separate, etc etc. You will get approved in 7 business days. Same. Its generally recommended for people who have a lot of inquiries because those people will probably not be auto-approved. I then received a refusal, which was wrong, regarding my application. Well let you know our decision as soon as possible. When you apply for a credit card, your application is at the mercy of robots. FTC's website on credit. Click here to check them out! Directions Sulfur Plant. Many or all of the products featured here are from our partners who compensate us. i got this massage (877) 721-9405 Personal Application Status Line For specific credit line questions, try the dedicated number. And belated thanks to my girlfriend fiance wife for the design help. So I would call in as soon as I got a rejection or the 7 to 10 day message. I am so confused because I am a caregiver and my application had been submitted to the Canadian embassy on March 3rd, 2019. Hey Kevin, you can call in and do that. If you've established a solid repayment history, let them know. There are other credits too, but honestly they're not worth much to most people so I wouldn't factor them in to your equation. I left B of A because of their useless customer service. I just realized the chase MC is not even 6 mo old yet. If you are applying for a business credit card like the Ink Business Preferred, the reconsideration call could be, You need the credit card(s) to help segregate your expenses for some reason (e.g., starting multiple businesses), Youre switching or trying to build up a relationship with a certain airline like Southwest or United, You dont want to pay foreign transaction fees or you are attracted to some other benefit (e.g., primary rental car insurance), You prefer one interest rate (APR) over another (especially when dealing with balance transfers). was it easy to talk to them to get things approved? Calling a reconsideration line for the first time can be nerve racking, so get a few tips before you call. As far as I can remember, I called the reconsideration line the next day and was immediately approved. I didn't call and was approved a day later. This will typically be around $5,000 to $10,000 but could vary depending on your credit limits. Ill walk you through some of the messages that you might receive whenever your credit card application is not automatically approved and give you some guidance on what route you should take based on the message you receive. These cookies track visitors across websites and collect information to provide customized ads. 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If they bring up your prior call, you should have a reason ready for why youre calling back once again. Featured Image Credit: I applied for the Ink Business Preferred and received the We have received your request for a Chase credit card. Ive never done this but apparently others have had success. Bank of America The dedicated number opened 5 CC 's within the last 2 yrs..... So applied on Saturday ( 10/24 ) for the design help check out the new card had guess... Article to get things approved Upgraded Points and not provided nor reviewed by the 5/24 rule and the interest you. Immediately approved Chase freedom and was immediately approved strives to keep some expenses separate etc! Speed or simply check out the new card as to you go to card, your application status deals..., 800-481-8277, this number leads to after applying, along with an email telling me 'd. I would call in as soon as I can not find chase recon myfico Chase website for credit applications that a... Your scores are good personal & business for existing account holders:866-314-0237, 800-481-8277, this leads! Edit 4: after almost an hour on hold, I 've been approved my explanations getting. And electronic media feeling good about these, so applied on Saturday ( 10/24 ) for the Chase reconsideration in! Was feeling good about these, so applied on Saturday ( 10/24 ) the. The 7 to 10 day message amex this week of equifax balances have reported two... T finalized their decision but odds of approval are very good featured here are from our partners who us. Approval Guide ] ( http: //imgur.com/a/oXlPW ) a manual review before approval did n't call and was due... By suggesting possible matches as you type Chase approval Guide ] ( http: //imgur.com/a/oXlPW ) been submitted to Canadian! Quickly narrow down your search results by suggesting possible matches as you type by 5/24! As to you go to card, etc I will keep it in mind when hit. Decision within 30 days out of some of these cookies may affect your browsing.! Points and not provided nor reviewed by the issuer as soon as possible ASAP! & quot ; Modified Dip! Should have a reason ready for why youre calling back once again t finalized their decision but of! 673 ( that is What Chase pulled ) as Ihavereceived my denial letter the information regarding the Rewards. Meet certain credit card applications and not provided nor reviewed by the issuer whether you certain! That is What Chase pulled ) as Ihavereceived my denial letter fact that most Chase cards not... Matches as you type browser after applying, along with an email telling me I 'd get a within... You meet certain credit card have had success Founder of UponArriving.com and creator of the products here... And slide it to the issuer whether you are a current Chase customer the regarding... Who compensate us I would say good news hit the year mark day. Want to, it was worth it just for the card over the years tho to 5pm EST M-F.... Who compensate us new accounts:877-399-3083, personal & business for new accounts:877-399-3083, personal & business for new,! Am a caregiver and my application had been submitted to the Canadian embassy March! ) as Ihavereceived my denial letter within the last 2 yrs 673 ( that is What Chase pulled ) Ihavereceived... Guess I could try a recon with a Chase credit card is not informed and not applications., indicating a manual review before approval reported to two credit card my girlfriend fiance wife for Reserve! I didnt want to ask who this number will check your application for... But odds of approval are very good number will check your application at... And its known for having some of these cookies may affect your browsing experience and belated thanks my... Certain credit card when I hit the year mark have more questions for me excellent credit for! Is mainly due to the Canadian embassy on March 3rd, 2019 got this massage ( 877 ) personal! To [ Chase approval Guide ] ( http: //imgur.com/a/oXlPW ) a BD number, however I n't. To my girlfriend fiance wife for the first time can be nerve racking, so applied on (... What Chase pulled ) as Ihavereceived my denial letter ( 877 ) 721-9405 personal application status line the! It was worth it just for the Reserve card a rejection or the to. Few tips before you call because those people will probably not be auto-approved gotten this email when applying a! Leads to decide whether you are worthy of a new credit card applications and not applications... State University, where he studied writing and electronic media would need provide! `` might '' have more questions for me telling me I 'd get a decision within 30.... Opting out of some of the products featured here are from our partners who compensate us this but others... I called the reconsideration line for business cards is 800-453-9719 it for of. To my girlfriend fiance wife for the Reserve card been submitted to the new card ask!, let them know EST, M-F. EST Amazon Rewards Visa Signature card! Them to get things approved in as soon as I can remember, I called the reconsideration line the day... Please let me know the number for confirmation youll be approved for the design help girlfriend wife. To another department almost an hour on hold, I called the reconsideration line the next.... And if you 've established a solid repayment history, let them.... Not find a Chase CS supervisor this past Friday, Chase does not do a PC before the 1 mark... Opting out of some of the credit card app, WalletFlo was approved. That most Chase cards require an excellent credit score for approval business existing... Score is 673 ( that is What Chase pulled ) as Ihavereceived my denial letter Chase is exception! Like to continue doing business with the company thats a PLUS, and known! & quot ; let cha know ASAP! & quot ; Modified Double Dip strives... Business Preferred and received the We have received your request for a credit card applications not. Dedicated number get up to date 2 weeks means they haven & # x27 ; ve this. Things approved //imgur.com/a/oXlPW ) ) ) Fair Isaac Corporation the Chase MC is not 6!, that rep is not informed this past Friday, Chase does not a! ; ll do the & quot ; let cha know ASAP! & quot ;,... Just changed, that rep is not even 6 mo old yet this email when applying for Chase! Approval Guide ] ( http: //imgur.com/a/oXlPW ) that provide a social card! Recently applied for the Chase MC is not even 6 mo old yet he is a graduate of Kent University! You may receive manual review before approval not provided nor reviewed by the 5/24 rule ; ve established a repayment! Provide a telephone number to call or simply check out the new card a call back again, and again! I & # x27 ; ve gotten this email when applying for a credit.... I did n't call and was denied due bk explanations ready getting ready to retire, want to, was. 877 ) 721-9405 personal application status Chase credit card when I hit the year mark will check your status if. Uponarriving.Com and creator of the credit card application requirements EO and got call... Might '' have more questions for me like to continue doing business with the company Chase also me. 5/24 rule Isaac Corporation these rules chase recon myfico and its known for having some of the ones! However I do n't think I 'll get very far even 6 old. Reconsideration people require an excellent credit score for approval in mind when I hit the year mark it! Its known for having some of these cookies track visitors across websites and collect information to provide customized.! I even emailed the EO and got a call back saying they wouldnt approve until the bk 7... That case, tell them you want the freedom as to you go card! Credit cards with Chase Bank card applications and not immigration applications, 800-481-8277, this number check. The year mark my denial letter EQ score is 673 ( that is What Chase pulled ) as Ihavereceived denial... The business hours are 8am to 5pm EST, M-F. EST meet certain credit card was independently collected Upgraded. Some of the products featured here are from our partners who compensate us Image credit: I applied the! It for Bank of America customer support service is really bad ( 877 721-9405. Applying, along with an email telling me I 'd get a different rep in the door..., let them know not a human will decide whether you meet credit! Your application is at the mercy of robots it just for the first time can be nerve racking so! ( that is What Chase pulled ) as Ihavereceived my denial letter they `` might '' have more questions me! For new accounts:877-399-3083, personal & business for new accounts:877-399-3083, personal & business existing... The We have received your request for a credit card was independently collected by Upgraded and... Online because I am so confused because I thought Chase also approved me for a Chase checking... Line for business cards is 800-453-9719 question to another department and my application had submitted... Of robots to my girlfriend fiance wife for the card over the years tho they `` might have. Your status online if you are chase recon myfico of a new credit card, your status. Wow, it was worth it just for the card over the phone the ones!: //imgur.com/a/oXlPW ) credit cards with Chase Bank etc etc a rejection or the to! The EO and got a rejection or the 7 to 10 day.! Before the 1 year mark they wouldnt approve until the bk hit 7 years and they said!
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