The Federal Governments BDAR application will prompt you through the whole process now. Please give me an advise if you can My case is little different I attended the Art Institute of Fort Lauderdale, it closed there doors this past December 2018. Thank you so much for your help. That $5K turned into about 20K from what the school told us initially. At the time I was commuting from Connecticut to NYC and had arrived late to the same class more than once and later was advised and convinced to take out a loan ($12,000) to live in student housing which was only about 20 mins away in Brooklyn. 1st guy told me $800.00, the next guy told $1,200.00-$1,500.00. Art Institute Student Borrower Defense Discharge help I heard the news that there was possible forgiveness and to apply on Studentaid.gov. However, I would still TRY to apply for the Closed School Discharge Program if I were you, hoping that it will include a refund. Learning is easier when you have an excellent teacher. How do I know if my Borrower Defense application is approved? I noticed even more than they would change the jargon of the syllabus description of the class slightly and that equaled their new/you have to take this to graduate curriculum. Hello, I currently have Fedloan as a Parent Plus loan and a Nelnet Loan. I attended the AI of Atlanta from 1993 to 1995. my enrollment process took about 1 week and at the time I was unemployed and had Zero income. You need something a little stronger here! Any tips are appreciated. I was lied to about the job placement percentage. Till today, I havent heard anything back from the school and I really dont know what to do Do you have any advise ? If so, you will not qualify for Art Institute student loan forgiveness under this program, because transferring credits invalidates your eligibility to receive the benefit. We did most of our own teaching in that we often just read through the textbooks and learned on our own, so pretty much all I paid (waaay too much for) was a largely useless piece of paper. However, personal matters such as harassment or physical injury might not make the borrower eligible for this benefit. If you can find any claims on the site that speak to these sorts of false promises or illegal marketing activities, and if you can include screenshots of those in your application, then you are truly golden and nearly certain to get an approval! After living there for a month and realizing that the loan would only cover for about 3 more months of housing I decided to leave and got a studio off campus in the Bronx with the rest of the loan which covered about 9 months of rent (I ended up getting a part time job). If a student can prove the case, he/she can get rid of the debt fully or partially. The Federal Trade Commission put 70 for-profit higher education institutions on notice that the agency is cracking down on any false promises they make about their graduates' job and earnings prospects and other outcomes and will hit violators with significant financial penalties. Whatever you do, dont file a claim anywhere else! The latest extension still falls short of what state attorneys general and liberal lawmakers requested. I remember feeling pressured into signing papers without any explanation, and many of the questions i did have were dismissed. Instead, they send me a court ruling from a case I was never made aware of that took place in Virginia when the school and I was in NYC. She has new ownership now after one too many refusals to cross dry creek beds and several near death experiences due to her anxiety responses to everyday events like garage doors opening, people getting out of cars, etc. (Financial Aid event admitted they had messed up) Which option out be the best. November 3, 2022: The court will hold a final fairness hearing on the settlement. I can go on but I think you can understand my frustration from just this short amount of information. Then, clearly explain how it impacted your decision to attend the school. If you were really told that youd be making $80,000 a year then you have a SLAM DUNK case for Getting a BDAR Discharge. Then, find a way to get her qualifying for Public Service Loan Forgiveness, which will allow the loan to get forgiven after 10 years of payments have been made (even if theyre $0 per month). As long as you qualify for either one of the two government programs I mentioned above in order to wipe out your debt for completely, and for good. That means they could receive federal student aid. She wasnt able to swing the schedule so she postponed her education. Therefore remember to contact them for more information and clarification on the matter. Where you were when you heard it? Id make sure to explain EXACTLY what they showed you, who showed it to you, when it happened, where you were when it happened and how it changed your decision making process about borrowing money to attend the school. I can say without a doubt that the costa mesa campus specifically overpromised in every single category. I tried filling out the BDAR application but apparently its not available at this time? The 2019 borrower defense regulations created a process designed to thwart relief for defrauded students and shield predatory schools from being held accountable. Trump administration pulls federal student aid from Argosy University. This wouldnt be enough to get an approval for a BDAR application. The Court Reporting Institute. Many had been unresolved for nearly four years. Have you been at the receiving end of any of these marketing tactics? ", Case 3.19-cv-03674-Document 246-1 Filed 06.22.22 Sweet vs Co, NOT ALL SCHOOLS WILL BE LISTED IN THIS SETTLEMENT. Since the program was shut down, none of my classes were accredited. The ONLY reason we agreed to take out Parent Plus loans and federal loans was the high graduation and placement after graduation figures we were shown in marketing documents during multiple one on one sessions with admittance personnel from the school in late 2012/early 2013. I was always told, Youre going to be making $80,000 a year, so you will pay it off really quickly and 80% of the graduates will get a job straight out of school, so dont worry about it. Without my knowledge, or understanding of the difference, I was also signed up for private loans. You definitely need to try for a BDAR Discharge. Follow the explanations in my Guide on which details to include in your application and you will have the best chance on getting your discharge approved. Now, when I look back at the day I graduated from college, I think of a lesson my school never taught me know your rights, and never stop fighting for them. According to the Secretary of Education, Betsy DeVos, the Borrowers Defense program might be removed from the U.S educational system entirely. Thanks for the kind words! You might be! According to letters obtained by the House committee, the Education Department in May 2018 retroactively designated the schools as nonprofits effective Jan. 20, 2018, the date they lost their accreditation. Which Cases are Suitable to Borrowers Defense? I cant buy a house, I couldnt be on the lease for my own car, I can never have even the smallest of in-store credit cards because this school and the system have completely ruined me for life. Over the past several decades, millions of students borrowed federal student loans to attend various for-profit colleges, including ITT Technical Institute, Corinthian Colleges, the Art Institutes, Salter College, Brooks Institute of Photography, and more. Apply right away for your Art Institute loan forgiveness program and have your student loan written off. She got pregnant within the month and dropped out. They have now taken $6000.00 from me and I never even went to the crappy school:(. Therefore, apply for the benefit now so that even if the Borrowers Defense program is cancelled youll still have a chance of receiving loan forgiveness. they are the reason my husband and i cannot afford to have kids, buy a house, get a decent car, go back to school, we almost did not get married because my credit score is so incredibly low because of the debt Im in over this stupid school. I printed and saved them as PDFs and hope that will help as documentation backup. sorry for any grammatical mistakes. Deceived and misled students about the benefits of an education at their schools. I tried filling out the application and Im trying to figure out how to word my answers in the questionnaire they provide. If yes, please on to find how to file your Borrowers Defense Claim. CLICK HERE to visit our "Frequently Asked Questions" webpage, The official 'Borrower Defense to Repayment Guidebook', Borrower Defense claims from other students who already received a discharge, Step-by-step instructions (with illustrations) of how to complete the Borrower Defense to Repayment application, Resources that will help you obtain documentation. 16. August 4, 2022: The court grants preliminary approval of the new settlement. Even if your school is not listed on the docket, you can still apply and qualify for a discharge of some or all of your Federal student loans AND receive reimbursement of payments previously made. Hi Adam, have you already filed your DTR application? Which Art Institute Loan Forgiveness Programs are Available? You must feel misled by the school, or that the school violated state or federal laws and it affected your experience. Several schools, including Lincoln Tech and Keiser University, filed motions last month to intervene and object to the proposal, arguing that they did not assess the borrowers claims and in doing so, would damage their reputation. We are facing the very real possibility of losing our house because of this. And I believe that the AI is a scam and need some help. Since the benefits of this program are so significant, you dont want to do anything that disqualifies you. Borrowers would qualify if their federal student loans were disbursed before July 1. Please advise. ALL of my federal student funding was canceled but they cashed that check. The Federal Government wont help anyone who has defaulted on their loans. They were never helpful or even interested in helping me. Mid July I try to enroll back at school, to find out that they are closing and I cant finish my 5 classes for my associates. Misrepresented job placement and graduation rates. 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