“I really appreciate how I can impact and shape a client’s life,” she says, “and get to see them achieve their hopes and dreams.” Nevertheless, she knows she couldn’t serve her clients as well as she does—or have gotten so far in her career—without some help. Here you are able to search the full list of professionals who hold advanced degrees or designations from The American College and are currently in good standing. The American University Club Swim Team is the newest club sports team at AU. But a happy accident, for sure. The American College: Qualification and Educational Requirements; Prerequisites: Three years of full-time business experience within the five years preceding the awarding of the designation Education Requirements: Five core and three elective courses, equivalent of 24 semester credit hours. It also provides videotaped interviews with families in their home settings, providing powerful testimonies to the families’ determination to assist their children to become fully integrated into society and to reach their full potential. In order to obtain your CLU® designation, you must successfully pass a series of exams offered by The American College. If you’re early in your career, the eight-course program is the launching pad you need. View the course list below to see a complete list of Personal Pathway™ and traditional course offerings. And as of July 2, 2020, you will receive pre-recorded webinars for required courses HS 323, HS 324, and HS 331 at no additional cost. The American College of Financial Services (The American College) is a private college focused on professional training for financial practitioners and located in King of Prussia, Pennsylvania.It offers several professional certifications, two types of master's degrees, and a PhD degree. The benefits of a sound estate plan can be applied to clients of any net worth. HS 324 Life Insurance Law: Email: auclubswim@gmail.com american college clu provides a comprehensive and comprehensive pathway for students to see progress after the end of each module. CLU ® - Chartered Life Underwriter In partnership with The American College, Keir provides supplemental study materials for the Chartered Life Underwriter course curriculum. CLU® Life Insurance Designation | The American College Online www.theamericancollege.edu A Chartered Life Underwriter® ( CLU ®) is a financial professional with extensive knowledge of … * Indicates courses available under the Personal Pathway™ learning model as of June 4, 2020 Company management and operations in positions involving substantial responsibility. His initial focus was on marketing and distribution. The summary is a second interpretation of the material, condensed for easy review. For another, putting letters behind her name gave her more professional credibility. This course provides a basic understanding of the estate and gift tax system, including strategies of estate planning. This course introduces students to the field of disability and provides an orientation to working with individuals with disabilities and their families. By accident, according to Tasha Williams. It covers philosophical approaches, legislation, special education policies and procedure, disability etiquette, and how to work collaboratively with families. In these times of financial uncertainty, get the knowledge and education you need to succeed with The American College of Financial Services. For one, it gave her a lot of confidence. Read more about Personal Pathway™ and our Frequently Asked Questions​. The College made it convenient, she says. “It isn’t stuff that I would be learning just through client interactions.”. HS 376 Legal and Financial Issues for Special Needs Families: “The American College has the best content that's most relevant to what we do with our clients every day,” she says. The American College of Financial Services confers the CLU designation and encourages holders to adhere to high standards. The AU Club Council (AUCC) is a recognized, chartered student governance organization directly funded from the undergraduate student activity fee to provide funding allocation for events and programming initiatives hosted by recognized undergraduate student clubs. Cal Lutheran is a selective, comprehensive institution offering undergraduate and graduate degrees in the liberal arts and sciences and professional fields. Annually, The American College educates approximately 40,000 students, mainly through distance education. This means a CLU ® has obtained a level of life insurance expertise that exceeds basic life insurance underwriting requirements. CLU® courses offered through Personal Pathway™ combine engaging live and self-study learning options for one flat tuition rate. In addition, special income tax topics enable financial advisors to understand and identify tax deductions and/or credits that may be available to families with special needs. Topics include: HS 321 Income Taxation: Topics include: HS 375 Introduction to Disability and Lifetime Planning: Start offering clients the life insurance expertise they need. Life insurance is a vital part of holistic financial planning for both individuals and small businesses. The CLU® will significantly boost your skills and amplify your earning potential. HS 311 Fundamentals of Insurance Planning: Examines legal rights and obligations of the policy owner and the insurance company, the way disputes between the insured and insurers are resolved and general principles of the judicial process. This designation would be recommended for someone with a specialization in the insurance industry. The designation is as prestigious in the industry as it is essential to mastering the complexities of life insurance, the CLU® will set you apart and increase your earning power. In 2011, he was awarded his Chartered … This course covers various aspects of the principles of investments and their application to financial planning. HS 300 Financial Planning: Process and Environment: American College Trustee and former Million Dollar Round Table President Reginald N. Rabjohns, CLU®, ChFC®, has been named the new Chairman of The American College Foundation Board of Directors. With 36 members strong, they will be joining the US Masters College Club Swimming League and hope to compete against other DC schools. Life insurance is a vital part of any financial plan—and it is essential for high net worth clients and business owners. Principal’s Message. The American College of Financial Services wants to ensure that the credentials our students earn remain current, relevant and serve as an emblem of excellence and expertise with both peers and clients. For nearly 100 years, the CLU® designation has been the top choice for insurance and financial professionals seeking knowledge on how to become an insurance underwriter and succeed in life insurance certification. Whether you prefer self-paced or structured, your tuition is the same. Offering the best solutions for sophisticated clients takes significant expertise in areas that aren’t covered in traditional financial planning education. Client service and related management, including direct contact with clients, supervision and management of persons involved directly in the process of providing financial services or employee benefits, or staff support of persons in these activities. Download our guide to learn key strategies for success. Centered on the complexities of life insurance underwriting for both individuals and small businesses, the CLU® certification provides expert-level education you can immediately apply. Special attention is given to the planning requirements for transition of a child with disabilities into adulthood, when many educational programs and financial supports are no longer available. We are so excited to continue to build this team and promote our team goals of fun and fitness. The following activities meet the required business experience qualifications included in the certification process. Financial institution management and operations in positions involving substantial responsibility. Covers individual insurance products, insurance reserves regulation, and the organization, operations, and investments of insurance companies. Covers: HS 328 Investments: In January of 2016, Todd came to The College as a loaned executive of Northwestern Mutual as a way to give back to the profession. A Chartered Life Underwriter ® (CLU ®) is a financial professional with extensive knowledge of life insurance.In most states, a CLU ® designation exempts you from pre-licensing education and underwriting certification requirements. The course examines the federal income tax system with particular reference to the taxation of individuals. After 15 years of working as a financial advisor, Tasha thoroughly loves what she does. Focuses on life insurance policies and annuities available for the personal needs of individuals and their use in financial planning. This means a CLU® has obtained a level of life insurance expertise that exceeds basic life insurance underwriting requirements. To earn the CLU®, you must complete five foundational courses and three specialized courses of your choice. Upon completion of this course, the student will be able to: Demonstrate an understanding of the basic concepts and principles of risk management, Compare and contrast the different health insurance options available to clients in the individual and group marketplaces, Differentiate among the various types of life insurance, including term and permanent insurance, Discuss principles of disability income insurance and its place in insurance planning, Discuss the principles of long-term care insurance and its place in insurance planning, Demonstrate an understanding of the different types and proper use of annuities in insurance planning, Identify the sources and uses of homeowners, property, and liability insurance for both personal and business uses, Identify the sources of identity theft, review a consumers credit report, and utilize debt management techniques, Demonstrate an understanding of social insurance programs such as the Social Security benefits system, Identify the steps in the estate planning and probate processes, Identify and describe the basic estate planning documents along with the advantages and limitations of each, Compare and contrast the most common types of property titling along with the advantages and limitations of each, Understand and apply the fundaments of the gift tax system and respective planning strategies, Identify and classify different trust arrangements and explain the advantages and limitations of each, Compare and contrast advanced strategies that can be used either during the life or upon death of the client, Understand and apply the fundamentals of the generation-skipping transfer tax system and respective planning strategies, Compare and contrast advanced charitable planning strategies along with the advantages and limitations of each, Understand and apply the fundamentals of the estate tax and respective planning strategies, and explain the benefits of the unlimited marital deduction, Demonstrate the advantages of using life insurance in estate planning and explain the benefits of various post-mortem planning strategies, Demonstrate an understanding of and apply the steps of the financial planning process, Differentiate between various communication techniques used by advisors and understand how behavioral finance concepts can be used to improve client-advisor communications, Utilize the various financial planning approaches to quantify goals and provide actionable recommendations, Review personal financial statements, calculate financial ratios, and perform financial statement analysis, Build a foundation in quantitative techniques needed to calculate the present value and future value amounts, and solve for other relevant financial variables, Apply education planning and funding techniques to help clients achieve their goals, Build a foundation in basic economic concepts and understand how external factors may impact the financial planning process, Review and apply the ethics of personal financial planning within CFP Board, American College, and SEC frameworks, Demonstrate an understanding of the fundamental principles and concepts of federal income taxation, Compare and contrast the taxation of income generated from personal and investment activities, Explain the taxation of income and expenses generated from employment and profit-motivated activities, Understand and apply the fundamentals of deductions against adjusted gross income with emphasis on itemized deductions, Identify different types of tax credits and compare and contrast tax credits with tax deductions, Demonstrate an understanding of how basis is determined for purposes of determining taxable gains and losses, and also explain the purpose of cost recovery through various depreciation methods, Identify the tax advantages that certain types of business assets receive when compared to assets used for nonbusiness purposes, Explain how provisions in the tax code allow for tax avoidance and tax deferral through certain property exchanges, Explain the complexities of the passive activity loss rules along with the purpose of the alternative minimum tax system, Compare and contrast the tax consequences of distributions from business entities, such as partnerships, S corporations, and C corporations, to their respective owners, Analyze the factors affecting retirement planning, such as determining the remaining work life expectancy, retirement life expectancy, annual savings needed, and understanding investment considerations, Understand the fundamental principles of qualified plans, Compare and contrast the various types of qualified pension plans and determine which is the most appropriate given the needs and goals of an employer, Compare and contrast profit sharing plans, stock bonus plans, and ESOPs along with the advantages and limitations of each, Understand the tax treatment of distributions from qualified plans, Describe the steps involved to install a qualified plan, requirements needed to administer a plan, and what events would call for the termination of a plan, Discuss the advantages, limitations, and taxation of IRAs and SEPs, Compare and contrast SIMPLE, 403(b), and 457 retirement plans along with the advantages and limitations of each, Discuss the taxation of nonqualified plans and compare and contrast Social Security claiming strategies given the impact of taxation and other limitations that may apply, Compare and contrast employee fringe and group benefits along with the advantages and limitations of each, Understand the institutional framework surrounding investments, categorize investments by asset class, and evaluate the impact of taxation, Measure investment returns using various methodologies and quantify risk within a statistical framework, Apply the modern portfolio theory framework to the task of assembling portfolios and evaluating their performance, Evaluate portfolio performance using attribution and ratio analysis, and identify cognitive and emotional biases exhibited by investors along with their consequences, Understand how fixed income securities function and explain their role in structuring a well-diversified investment portfolio, Compare and contrast the various types of equity securities and the different ways to invest in these securities, Evaluate the factors that can affect the performance expectations of equity securities, Identify the features of valuing securities using absolute and relative valuation models, and identify different types of alternative investments, including the risks and benefits associated with this asset class, Identify the features of investment companies and evaluate fund selection techniques, Compare and contrast the features of derivative securities including forwards, futures, and options contracts. HS 323: ebook & Online Question Bank (11th Edition) $90.00. From the creation of CLU ®, our first financial designation in 1927, to the launch of our immersive, goal-based investment management program, the WMCP ®, The American College of Financial Services continues to develop and deliver innovative programs that … CLU status can be revoked for misconduct or … The College has a full-time faculty of industry experts and is the leading educator of financial professionals in the United States. The CLU® designation will not only expand the quality and breadth of the advice you’re able to give but will elevate your professional credentials as a certified underwriter and help advance your career. The American College In partnership with The American College, Keir provides supplemental study materials for the CFP ® , ChFC ® , and CLU ® course curriculum. And, you can take select courses in our new Personal Pathway™ learning model, which combines best-in-practice concepts with state-of-the-art technology to put you in control of your learning experience. The topics covered include: HS 323 Individual Life Insurance: It addresses some unique aspects of the medical expense deduction, the child and dependent care credit, the adoption credit, and the dependency exemption rules for families of individuals with special needs. It’s more than comprehensive. For another, putting letters behind her name gave her more professional credibility. It’s that the education Tasha received made her a better financial advisor, capable of not merely assisting a client on a financial concern but serving as the center of their financial lives. He received his Chartered Life Underwriter ® (CLU ®) designation in 1967 and his Chartered Financial Consultant ® (ChFC ®) designation in 1983. Select CLU® courses are offered through the new Personal Pathway™ learning model, which combines best-in-practice concepts, rich multimedia, and state-of-the-art technology in a flexible, yet structured learning path with the tools you need to succeed, including: All other courses follow our traditional self-study model with robust course materials and interactive elements, including: Personal Pathway™ courses open the first Thursday of every month. Order Courses Three years of full-time business experience is required for all Huebner School designations. Not only will you be able to expertly guide clients through insurance decisions, you’ll also be able to offer expertise in annuities, risk-management, estate planning, small business succession planning, and the basics of contract law, ownership rights, and other legal matters related to life insurance. clu american college provides a comprehensive and comprehensive pathway for students to see progress after the end of each module. The American College, an accredited non-profit educational institution with an 84-year heritage, confers the CLU ®. Plus, the CLU® program allows you to take specialized courses in financial and/or retirement planning, income taxation,  investments, and working with people with disabilities and/or families caring for loved ones with special needs. It’s empowering. Assistant Vice President and Director of Regulatory Compliance, Adjunct Professor of Special Needs Planning, Adjunct Professor of Taxation and Special Needs Planning, CFP® and ChFC® Education Program Director, Larry R. Pike Chair for Insurance and Investments, Clark/Bardes Endowed Chair in Retirement Planning and Non-Qualified Deferred Compensation, 9 Concepts to Eliminate from Disability Insurance Sales Conversations, 5 Ways an Advanced Financial Designation Helps Strengthen Your Insurance Business, Cary M. Maguire Center For Ethics In Financial Services, Find the designation or degree that's right for you, Course delivery methods offered by The College include the new Personal Pathway™, Scheduling and sitting for your examinations, Academic records and professional recertification, Tuition, fees and scholarship opportunities, Meet The College's expert faculty members, Learn more about The College's leadership and board members, Meet the next generation of financial planners. * Indicates courses available under the Personal Pathway™ learning model. Our official American College diploma frames and degree frames are the perfect way to preserve your well-deserved diploma while also showing school pride. Tasha’s education from The American College of Financial Services has made a big difference. Gain access to all upcoming events with The College, View accreditation information and data on graduation rates and designation completion, Press releases, featured media mentions and more, Founded in 1927, The College continues to educate leading financial advisors, Benefitting society by educating the professionals entrusted with the public’s financial well-being, Learn more about the seven Centers of Excellence at The College, The American College of Financial Services provides equal opportunity to students and employees, regardless of race, color, and national or ethnic origin. Courses cover everything from the fundamentals of life insurance certification to highly specialized knowledge, preparing you to offer the advice today’s clients need. Tasha’s education from The American College of Financial Services has made a big difference. It seems the American College used to administer the LUTCF program on behalf of the National Association of Insurance and Financial Advisors (“NAIFA”), but the two have since had a falling out. Plus, with your existing, certification, you only need to complete three courses to earn the CLU®. The American College Foundation seeks to provide philanthropic support that furthers the institution’s important educational mission. Meet George Nichols III and learn about the values and vision moving The College forward. Depending on where you are in the program, you’ll have access to a unique experience and improved course delivery as The College transitions to a re-imagined learning model. Through the eight-course CLU® program, you’ll gain an in-depth understanding of the practical, legal, and ethical aspects of life insurance underwriting and learn how to provide the best solutions to a modern and diverse clientele facing a range of risks and financial situations. Certifications include Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) programs. “There are a lot of skeptics. For example, the 2021 annual recertification fee will be due by … “Especially as a woman in the financial industry,” she says. ... Chartered Life Underwriter® (CLU As a foundational designation in both the life insurance and financial services fields, the CLU® gives you the skills to advise clients on the full range of life insurance products and strategies. HS 330 Fundamentals of Estate Planning: Covers legal aspects of life insurance, including basic principles of contract law; policy provisions and the incontestable clause; assignments, ownership rights and creditor rights; beneficiary designations and disposition of proceeds; the law of agency; and advertising and privacy issues. Pre-recorded webinars for required CLU® courses HS 323, HS 324, and HS 331 are included at no additional charge. When you earn the CLU® designation, you’ll gain expertise in: The eight-course CLU® certification program gives you the power to study at your own pace and tailor your education to your professional and lifestyle needs. The American College of Financial Services offers exams for candidates pursuing certification in the Financial Consulting and Insurance industries. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP, Learn More About Designation Requirements >, © 2020 The American College of Financial Services, 630 ALLENDALE ROAD, SUITE 400, KING OF PRUSSIA, PA 19406, In-depth knowledge of life insurance underwriting concepts and life insurance law within the context of overall risk management, The necessary knowledge to help clients address their estate planning needs, An understanding of solutions addressing the life insurance underwriting needs of business owners and professionals, Providing guidance on types and amounts of life insurance, Helping clients handle issues of risk management, including risks associated with human capital, liabilities, property, and financial wealth in life insurance underwriting, Accounting for the legal aspects of life insurance underwriting, including issues pertaining to the basic principles of contract law, ownership rights, creditor rights, beneficiary designations, disposition of proceeds, and more, Guiding clients through decisions on estate planning, including advising on wills and trust arrangements, Advising small businesses on a range of issues including tax and legal aspects of organizing a business, succession planning, transferring a family business, lifetime disposition of a business interest, and more, Providing guidance in specialized areas of your choice in life insurance underwriting, with options including financial planning, income taxation, planning for retirement needs, investments, and working with people with disabilities and/or families caring for loved ones with special needs, Professionals seeking to launch their insurance careers by learning how to provide expert advice to individuals and small businesses with a life insurance certification, Financial professionals who hold the ChFC, Professionals in legal, banking, accounting, risk management, wealth management, estate planning, and other fields that deal with aspects of life insurance underwriting, Digital textbooks equipped with online note-taking and flashcard creation, Rich interactive lesson reviews and weekly live or on-demand webinars, Social engagement through discussion forums and news feeds, Expanded instructor support and office hours, HS 311 Fundamentals of Insurance Planning*, HS 331 Planning for Business Owners and Professionals, HS 300 Financial Planning: Process and Environment*, HS 375 Introduction to Disability and Lifetime Planning, HS 376 Legal and Financial Issues for Special Needs Families, Fundamental principles of risk management, Nature, valuation transfer, administration, and taxation of property, Gratuitous transfers of property outright or with trusts, wills and powers of appointment, Legal and economic environment for financial planning, Gross income, exclusions from gross income, Entity taxation of partnerships, LLCs, corporations, and proprietorships, Qualified plans, SEPs, SIMPLEs and 403(b) plans, Practical knowledge needed for choosing the best retirement plan, especially for the small business, and designing a plan that will meet a client’s needs, Individual retirement planning including IRAs and Roth IRAs, Social Security benefits, saving for retirement and planning for retirement plan distributions, Risk analysis, risk and return computations, Nature of securities markets and investment companies, Issues in the practice of portfolio management, Examples of ethical and practical investment considerations, Field underwriting and management, including sales and service activities, supervision and. Elective courses (choose three) The American Collegiate Hockey Association (ACHA) is a college athletics association like the NAIA and NCAA.The purpose of the Association is to be an organization of collegiate affiliated programs, which provides structure, regulates operations, and promotes quality in collegiate ice hockey. ** Indicates courses available under the Personal Pathway™ learning model as of July 2, 2020, HS 311 Fundamentals of Insurance Planning*, HS 331 Planning for the Business Owner and Professional, HS 300 Financial Planning: Process and Environment*, HS 375 Introduction to Disabilities and Lifetime Planning, HS 376 Legal and Financial Issues for Special Needs Families. Listen to our NextGen in 10 podcast hosted by up-and-coming leaders in the financial services industry. A Safe Return to Campus: Find updates on COVID-19 information at CalLutheran.edu/know Todd M. 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